Ajman Real Estate: 6 Affordable Projects Delivering High Rental Yields in 2025

REAL ESTATE1 month ago

Affordable Projects : Ajman, the UAE’s smallest emirate, is a rising star in the real estate market, with transactions soaring to AED 20.5 billion ($5.6 billion) across 15,125 deals in 2024, a 21% year-on-year increase, per agbi.com. Its affordability—30-50% cheaper than Dubai—and projected 10% rental yields in 2025 make it a hotspot for first-time buyers and investors, per improperties.ae.

Strategic location, Ajman Vision 2030 infrastructure upgrades, and freehold ownership for expats drive a 41% surge in rental contract value to AED 1.36 billion ($369 million) in Q1 2025, per uaestories.com.

Below are six affordable residential projects in Ajman offering high rental yields in 2025, with their features, investment potential, and compliance steps with the Ajman Department of Land and Real Estate Regulation (DLR) and Federal Tax Authority (FTA).

1. Ajman One Phase 2

Overview: Developed by Aqaar Properties in Ajman Downtown, this four-tower project offers 1,339 studios and 1- to 3-bedroom apartments from AED 450,000 ($122,500). Handover expected in Q4 2025, per miva.ae.
Features: Located near Ajman City Centre and Ajman University, with waterfront views of Ajman Corniche. Amenities include pools, gyms, and retail spaces. Flexible 1% monthly payment plans, per ajmanproperties.ae.

Investment Potential: Yields of 9-10% (e.g., AED 45,000/year for a AED 450,000 studio) and 6-8% capital gains by 2026, driven by 9.37% ROI in Downtown, per bayut.com. High demand from students and professionals.
Compliance: Register Sales Purchase Agreements (SPAs) via DLR’s Ejari system. Verify escrow accounts. Retain records for FTA audits, per taxvisor.ae.

2. Kentia Residence

Overview: A luxury project by GJ Properties in Al Zahya, offering studios and 1- to 2-bedroom apartments from AED 500,000 ($136,100). Handover set for Q3 2025, per miva.ae.
Features: 20 minutes from Sharjah International Airport and 35 minutes from Dubai, with access to schools, malls, and Al Zorah Marina. Includes smart home systems, pools, and fitness centers, per gjproperties.ae.

Investment Potential: Yields of 8-10% (e.g., AED 50,000/year for a AED 500,000 apartment) and 6-8% capital gains by 2026, per topluxuryproperty.com. Appeals to commuters and families.
Compliance: Register SPAs via Ejari. Ensure AML/KYC compliance. Retain records for FTA audits, per gtlaw.com.

3. Goldcrest Dreams

Overview: A freehold project by Goldcrest Real Estate in Emirates City, offering studios and 1-bedroom apartments from AED 400,000 ($108,900). Completion slated for Q4 2025, per goldcrest.ae.
Features: Located along Sheikh Mohammed Bin Zayed Road, with modern apartments, retail, and community amenities. Offers high-standard living with parks and schools nearby, per goldcrest.ae.

Investment Potential: Yields of 7-9% (e.g., AED 36,000/year for a AED 400,000 studio) and 6-8% capital gains by 2026, with Emirates City’s 7% ROI, per bayut.com. Popular among expats and young professionals.
Compliance: Register SPAs via Ejari. Verify freehold status with DLR. Retain records for FTA audits, per adres.ae.

4. Al Ameera Village Phase 3

Overview: A family-centric community in Al Amerah by Al Hamad Group, offering villas and apartments from AED 650,000 ($177,000). Handover in Q2 2025, per improperties.ae.
Features: Includes parks, playgrounds, and proximity to schools and hospitals. Modern designs with spacious layouts, per miva.ae. Well-connected to Sharjah and Dubai.

Investment Potential: Yields of 6-8% (e.g., AED 52,000/year for a AED 650,000 apartment) and 6-8% capital gains by 2026, with 6.84% ROI in Al Amerah, per bayut.com. High demand from families.
Compliance: Register SPAs via Ejari. Obtain DLR valuation certificate for Golden Visa (AED 2 million+ for select units). Retain records for FTA audits, per taxvisor.ae.

5. City Towers

Overview: A mid-rise project in Al Nuaimiya by IM Properties, offering studios and 1- to 2-bedroom apartments from AED 350,000 ($95,300). Ready-to-move units available in 2025, per alprealestate.com.
Features: Close to urban amenities, schools, and hospitals, with pools, gyms, and retail. Ideal for small families and professionals, per ajmanproperties.ae.

Investment Potential: Yields of 9-10% (e.g., AED 35,000/year for a AED 350,000 studio) and 6-8% capital gains by 2026, per bayut.com. Strong rental demand with 25-35% rent increases in Al Nuaimiya.
Compliance: Register SPAs and leases via Ejari. Verify escrow accounts. Retain records for FTA audits, per dubailand.gov.ae.

6. The Pearl Residence

Overview: A freehold development by Goldcrest Real Estate in Al Nuaimiya, offering apartments from AED 500,000 ($136,100). Completed in 2006 but with renovated units available in 2025, per goldcrest.ae.
Features: 16-story towers with modernized interiors, gyms, and retail. Near Sheikh Mohammed Bin Zayed Road, ensuring connectivity to Dubai and Sharjah, per goldcrest.ae.

Investment Potential: Yields of 8-10% (e.g., AED 50,000/year for a AED 500,000 apartment) and 5-7% capital gains by 2026, per bayut.com. Attracts tenants seeking affordable, modern living.
Compliance: Register SPAs via Ejari. Verify freehold status with DLR. Retain records for FTA audits, per taxvisor.ae.

Why These Projects Matter

These projects—Ajman One Phase 2, Kentia Residence, Goldcrest Dreams, Al Ameera Village Phase 3, City Towers, and The Pearl Residence—capitalize on Ajman’s 49% rental market growth to $620 million in H1 2024 and 41% rental contract value increase in Q1 2025, per ajmanproperties.ae and thefinanceworld.com. With prices 30-50% lower than Dubai and 7-10% yields surpassing Dubai’s 6.5% and Sharjah’s 7.5%, Ajman attracts first-time buyers and investors, per improperties.ae.

Infrastructure upgrades under Ajman Vision 2030, including transport and digital platforms like Ejari, enhance accessibility and investor confidence, per miva.ae. Posts on X highlight Ajman’s affordability and high ROI, per @MohamedBadria1.

Challenges include a potential 10-15% price correction in H2 2025 due to new supply, mitigated by 95% occupancy and DLR’s streamlined processes, per hausandhaus.com. Properties above AED 2 million qualify for the Golden Visa, per livingonthecotedazur.com.

Tax Tools for American Investors

U.S.-UAE DTA: Credit UAE taxes via IRS Form 1118, preserving 10-15% returns, per immigrantinvest.com.
Zakat for Muslim Investors: Pay 2.5% Zakat on rental income (e.g., AED 2,500 on AED 100,000). Consult Islamic scholars, per taxvisor.ae.
VAT Recovery: Recover 5% input VAT on commercial expenses (e.g., AED 25,000 on AED 500,000) for VAT-registered investors, per fintedu.com.

Market Outlook and Challenges

Ajman’s AED 5.03 billion in Q1 2025 transactions and 18,325 rental contracts reflect robust demand, per uaestories.com. Top areas like Al Yasmeen, Al Zahya, and Al Helio 2 drive sales, with 6-48% price-per-square-foot appreciation, per bayut.com.

Risks include oversupply and rising interest rates (4.4-6.25%), offset by DLR’s digital transparency and developer reliability, per blackfalconre.com. Ajman’s affordability and high yields position it as a key UAE investment hub.

Conclusion

Ajman One Phase 2, Kentia Residence, Goldcrest Dreams, Al Ameera Village Phase 3, City Towers, and The Pearl Residence offer affordable entry points (from AED 350,000) and 7-10% rental yields in 2025.

With modern amenities, strategic locations, and connectivity to Dubai and Sharjah, they cater to first-time buyers and investors. Compliance with DLR and FTA ensures secure, high-return investments in Ajmans booming market. Ajman Real Estate