Ajman Real Estate: 7 Community Projects Launching With Attractive Payment Plans in 2025

REAL ESTATE3 months ago

Community Projects : Ajman’s real estate market, recording AED 5.55B in transactions in Q1 2025 (up 29% YoY), is a prime destination for affordable investment, fueled by its proximity to Dubai (25–40 minutes via E311), a 504K population, and Ajman Vision 2030’s infrastructure upgrades, including a AED 1B maritime port and E311/E611 expansions.

Seven community projects AZHA Community, Sealine Residence, Sea Glints Mansions, Beach Hills Villas, Ajman One Phase 2, Oasis Tower 3, and BlueBell Residence are launching in 2025, offering studios, apartments, townhouses, and villas (AED 172K–29.5M) with 7–11% rental yields and 8–12% appreciation.

Featuring flexible payment plans (0–10% down, interest-free installments up to 7 years) and freehold ownership, these projects attract end-users (49% of buyers) and investors, particularly expats and families. This guide details each project, its features, payment plans, and investment potential, backed by 2024–2025 data.

1. AZHA Community (Al Amerah)

Details: Developed by Emirates Properties, this gated community in Al Amerah offers 1,800 villas, townhouses, and twin houses (AED 1.2M–2.5M). Q1 2025 sales: AED 800M. Completion: Q4 2026.
Features: Units (1,500–3,000 sq.ft.) with pools, gyms, parks, gardens, nurseries, and 24/7 security. Connected to Sheikh Mohammed Bin Zayed Road (E311), 40 minutes from Dubai International Airport. Emphasizes green spaces and modern architecture.
Payment Plan: 5/95 (5% down, 95% interest-free over 7 years post-handover).
Investment Potential: 7–9% yields (rentals AED 60K–120K/year), 8–12% appreciation by 2027. Golden Visa eligible (AED 2M+). High demand from families (20% expat buyer growth). Risks: developing area, mitigated by 25% sales growth and E311 connectivity. Ideal for family-oriented end-users.

2. Sealine Residence (Al Zorah)

Details: Al Zorah Development’s beachfront project in Al Zorah City, offering 1–4-bedroom apartments (AED 838K–3M). Q1 2025 transactions: AED 500M. Completion: Q4 2026.
Features: Units (685–2,000 sq.ft.) with sea views, green landscaping, swimming pool, gym, and retail. Near Al Zorah Golf Club and Mangrove Nature Reserve. Mediterranean-style architecture and beach club access.
Payment Plan: 10/40/50 (10% down, 40% during construction, 50% post-handover over 5 years).
Investment Potential: 7–10% yields (rentals AED 40K–150K/year), 8–12% appreciation by 2027. Golden Visa eligible. Appeals to expats and tourists (1M visitors in Al Zorah 2024). Risks: premium pricing, mitigated by 18% rental growth. Suits coastal lifestyle buyers.

3. Sea Glints Mansions (Al Zorah)

Details: Solidere International’s luxury beachfront development, offering 5-bedroom villas (AED 29.5M, 5,651 sq.ft.). Q1 2025 sales: AED 400M. Completion: Q1 2026.
Features: Gated villas with private beach access, gyms, pools, sports courts, and dining areas. Offers panoramic Arabian Gulf views and proximity to Al Zorah Marina. Eco-friendly designs (Estidama standards).
Payment Plan: 30/70 (30% during construction, 70% post-handover over 5 years).
Investment Potential: 6–8% yields (rentals AED 300K–500K/year), 10–15% appreciation by 2027. Golden Visa eligible. Targets HNWIs (20% GCC buyer growth). Risks: high entry cost, mitigated by 20% price growth in Al Zorah. Ideal for luxury investors.

4. Beach Hills Villas (Al Zorah)

Details: Solidere International’s upscale project near UAE Pygmy Zoo, offering villas (AED 9.25M–15M). Q1 2025 transactions: AED 300M. Completion: Q4 2025.
Features: Units (3,000–4,000 sq.ft.) with private beach access, golf course views, and wellness amenities. Near Mangrove Nature Reserve and The Oberoi Beach Resort. Includes interest-free installment plans.
Payment Plan: 50/50 (50% during construction, 50% post-handover over 5 years).
Investment Potential: 6–8% yields (rentals AED 150K–300K/year), 10–12% appreciation by 2026. Golden Visa eligible. High demand from tourists and expats. Risks: premium pricing, mitigated by Al Zorah’s 15% value growth. Suits luxury and tourism-driven buyers.

5. Ajman One Phase 2 (Ajman Downtown)

Details: Aqaar Developments’ mixed-use project, offering studios to 3-bedroom apartments (AED 299K–1.4M). Q1 2025 sales: AED 600M. Completion: Q4 2026.
Features: Units (500–1,800 sq.ft.) with fitted kitchens, spacious bedrooms, and open-space layouts. Near City Centre Ajman, Ajman University, and Al Zorah Marina (18 minutes). Offers retail and nurseries within 3–7km.
Payment Plan: 10/50/40 (10% down, 50% during construction, 40% post-handover over 5 years).
Investment Potential: 8–11% yields (rentals AED 25K–80K/year), 8–12% appreciation by 2027. Golden Visa eligible. Appeals to students and professionals (49% rental transaction growth). Risks: mid-market competition, mitigated by 25% sales rise. Ideal for budget-conscious end-users.

6. Oasis Tower 3 (Al Rashidiya)

Details: GJ Properties’ high-rise in Al Rashidiya, offering 1–3-bedroom apartments (AED 591K–1.2M). Q1 2025 transactions: AED 400M. Completion: Q4 2027.
Features: Units (700–1,500 sq.ft.) with rooftop pool, gym, retail outlets, and coastline views. 25 minutes from Dubai International Airport, 20 minutes from Sharjah Airport. Features advanced surveillance and smart home tech.
Payment Plan: 5/95 (5% down, 95% interest-free over 7 years post-handover).
Investment Potential: 7–10% yields (rentals AED 35K–80K/year), 8–12% appreciation by 2028. Golden Visa eligible. High demand from commuters to Dubai/Sharjah. Risks: longer completion timeline, mitigated by GJ’s track record. Suits rental-focused investors.

7. BlueBell Residence (Al Amerah)

Details: GJ Properties’ modern development, offering studios to 2-bedroom apartments (AED 496K–1M). Q1 2025 sales: AED 350M. Completion: Q4 2026.
Features: Units (500–1,200 sq.ft.) with fitted kitchens, community vibe, and proximity to Ajman Creek. Near Sheikh Mohamed Bin Zayed E311 for easy Dubai access. Includes gym and retail.
Payment Plan: 100/0 (100% during construction, 0% post-handover, interest-free over 7 years).
Investment Potential: 8–11% yields (rentals AED 25K–60K/year), 8–12% appreciation by 2027. Golden Visa eligible. Appeals to young professionals and small families (18% rental growth in Al Amerah). Risks: competitive budget segment, mitigated by 30% lower prices than Dubai. Ideal for first-time buyers.

Market Trends and Outlook for 2025

Yields and Appreciation: Ajman’s freehold zones offer 7–11% yields (highest in UAE at 11.16% for studios) and 8–12% appreciation, driven by 3,132 sales in Q1 2025 and 49% rental transaction growth. Al Zorah leads with 15–20% price growth due to tourism (1M visitors in 2024).
Infrastructure Impact: Etihad Rail (Q4 2025) reduces Dubai travel to 25 minutes, boosting values by 10–12%. Ajman’s AED 1B maritime port and E311/E611 upgrades enhance connectivity. Ajman International Airport (2M passengers expected) supports growth.
Investment Drivers: 504K population, 6.2% GDP growth, and long-term visas (110,000 Golden Visas UAE-wide) fuel demand. Freehold reforms (2008 Amiri Decree) and short-term rental policies (since May 2023) attract investors. Sustainable designs (40% Estidama-certified) align with green initiatives.
Risks: Oversupply (8,000 units by 2025) and off-plan delays (6–12 months) pose a 10% correction risk in H2 2025, per Fitch. Mitigated by 85% absorption, Ajman DLD oversight, and escrow accounts.
Regulatory Framework: Ajman Department of Land and Real Estate Regulation (DLD) ensures transparency with 2% registration fees and freehold ownership in zones like Al Zorah and Ajman Downtown. AFZA supports 5,000+ new company registrations in 2024.

Investment Strategy

Diversification: Combine AZHA Community and Beach Hills Villas for family-friendly and luxury options, Sealine Residence and Sea Glints Mansions for coastal appeal, and Ajman One Phase 2, Oasis Tower 3, and BlueBell Residence for affordable rentals.
Entry Points: Off-plan studios/apartments (AED 172K–1.2M in BlueBell, Ajman One, Oasis Tower) offer 10–15% gains by 2026–2028. Villas (AED 9.25M–29.5M in Sea Glints, Beach Hills) suit HNWIs.
Process: Verify freehold status via Ajman DLD, pay 2% registration fees, and secure No Objection Certificate (NOC). Use RERA-registered agents and flexible payment plans.
Platforms: Explore listings on Property Finder, Bayut, or contact developers like Emirates Properties (info@emiratesproperties.ae), Al Zorah Development, Solidere International, Aqaar Developments, or GJ Properties.

Conclusion

Ajman’s seven community projects AZHA Community, Sealine Residence, Sea Glints Mansions, Beach Hills Villas, Ajman One Phase 2, Oasis Tower 3, and BlueBell Residence are set to launch in 2025, offering AED 172K–29.5M properties with 7–11% yields and 8–12% appreciation.

Backed by Ajman Vision 2030, Etihad Rail, and a growing expat population, these projects provide flexible payment plans (0–10% down, up to 7 years interest-free) and freehold ownership, appealing to families, professionals, and investors.

Despite a 10% correction risk, 85% absorption and DLD oversight ensure stability. Explore opportunities via Property Finder, Bayut, or developers like Emirates Properties and GJ Properties to capitalize on Ajman’s affordable real estate boom in 2025. Community Projects