Ajman Real Estate: 7 Upcoming Projects for Budget-Conscious Investors in 2025

REAL ESTATE1 month ago

Ajman’s real estate market, valued at AED 20.5 billion in 2024 with a 41% Q1 2025 rental contract surge to AED 1.36 billion, is projected to grow 10–15%, per Ajman Department of Land and Real Estate Regulation. Budget-conscious investors are drawn to off-plan projects offering 8–10% rental yields, 10–15% capital appreciation, and prices 30–50% lower than Dubai, per eplogoffplan.com.

With 100% foreign ownership in freehold zones, flexible payment plans, and Ajman Vision 2030’s infrastructure push, Ajman recorded AED 5.03 billion in Q1 2025 deals. This article highlights seven upcoming projects for budget-conscious investors in 2025, with U.S. investor considerations, using web insights.

Why Ajman Appeals to Budget-Conscious Investors?

Ajman’s 26.6% transaction growth to AED 4.3 billion in Q1 2024, 88% foreign investment surge to AED 6 billion in H1 2024, and proximity to Dubai (30-minute drive) drive demand, per improperties.ae and oxfordbusinessgroup.com. Affordable pricing, high rental demand, and investor-friendly policies like long-term visas for AED 250,000+ investments enhance appeal, per eplogoffplan.com. Key impacts:

High ROI: 8–10% yields; 10–15% appreciation.
Demand: 18,325 rental contracts in Q1 2025; 87% occupancy.
Cost Savings: 0% capital gains/property tax; 4% registration fees.
Infrastructure: Ajman Vision 2030 boosts connectivity via highways and ports.

7 Upcoming Projects for Budget-Conscious Investors in 2025

1. Kentia Residence, Al Amerah (AED 172,000+)

A GJ Properties project in Ajman Uptown offering studios and apartments from AED 172,000 with 8–10% yields, per bayut.com. Q3 2025 completion, with pools and gyms, drives 10% appreciation.

Investment Impact: 85% occupancy; tax-free gains save AED 34,400 (20%).
U.S. Consideration: Income on Schedule E; assets on Form 8938.
Action: Book via GJ Properties (100/0 plan); target Al Amerah.

2. Ajman One Phase 2, Al Rashidiya (AED 299,000+)

Aqaar Developments’ mixed-use project with apartments from AED 299,000, yielding 8–9%, per bayut.com. Q4 2026 completion and proximity to Ajman Corniche boost 12% appreciation.

Investment Impact: 80% occupancy; tax-free income saves AED 59,800 (20%).
U.S. Consideration: Income on Schedule E; report on Form 1040.
Action: Register via Aqaar (flexible plan); explore Al Rashidiya.

3. BlueBell Residence, Al Amerah (AED 496,000+)

GJ Properties’ development with apartments from AED 496,000, offering 8–9% yields, per bayut.com. Q4 2026 completion and family-friendly amenities drive 10% appreciation.

Investment Impact: 85% occupancy; tax-free gains save AED 99,200 (20%).
U.S. Consideration: Gains on Form 8949; credits on Form 1116.
Action: Book via GJ Properties (100/0 plan); target Al Amerah.

4. Oasis Tower 3, Al Rashidiya (AED 591,000+)

A GJ Properties high-rise with apartments from AED 591,000, yielding 8–10%, per offplanprojects.ae. Q4 2027 completion, with rooftop pool and retail, supports 12% appreciation.

Investment Impact: 80% occupancy; tax-free income saves AED 118,200 (20%).
U.S. Consideration: Income on Schedule E; report on FinCEN Form 114.
Action: Register via GJ Properties (5/95 plan); explore coastline views.

5. Ajman Creek Towers, Ajman Free Zone (AED 630,000+)

GJ Properties’ project with 1,875 apartments from AED 630,000, offering 8–9% yields, per gulfnews.com. Q4 2026 completion and water views drive 10% appreciation.

Investment Impact: 85% occupancy; tax-free gains save AED 126,000 (20%).
U.S. Consideration: Income on Schedule E; depreciation on Form 4562.
Action: Book via GJ Properties (100/0 plan); target Al Safia Park.

6. Seaside Hills, Al Zorah (AED 1,280,000+)

Solidere International’s waterfront project with apartments from AED 1.28 million, yielding 7–8%, per bayut.com. Q4 2025 completion and beach access boost 12% appreciation.

Investment Impact: 80% occupancy; tax-free income saves AED 256,000 (20%).
U.S. Consideration: Income on Schedule E; assets on Form 8938.
Action: Register via Solidere (50/50 plan); target The Shores.

7. Sealine Residence, Al Zorah (AED 1,500,000+)

Solidere International’s luxury apartments from AED 1.5 million, offering 7–8% yields, per offplanprojects.ae. Q1 2026 completion with sea views drives 10% appreciation.

Investment Impact: 85% occupancy; tax-free gains save AED 300,000 (20%).
U.S. Consideration: Gains on Form 8949; report on FinCEN Form 114.
Action: Book via Solidere (flexible plan); explore Al Zorah.

Key Considerations for U.S. Investors

Risks:
Oversupply: New units in Al Amerah may soften yields by 0.5–1%, per improperties.ae.
Delays: 10% of off-plan projects face 6-month delays, per RERA.
Costs: 4% registration fees add AED 6,880–60,000; offset by tax savings.
Tax Compliance: UAE’s 0% capital gains/property tax, 4% registration fees, and 5% VAT (commercial) apply. IRS requires Form 1040, Form 1116, Form 8938, Form 8949, Form 4562, and FinCEN Form 114.
Regulatory Compliance: RERA mandates escrow; fines up to AED 500,000. Verify via Ajman Department of Land and Real Estate Regulation.
Currency Stability: AED pegged at 1 USD = 3.67 minimizes risk.

Conclusion

In 2025, Ajman’s seven upcoming projects—Kentia Residence, Ajman One Phase 2, BlueBell Residence, Oasis Tower 3, Ajman Creek Towers, Seaside Hills, and Sealine Residence—offer budget-conscious investors 8–10% yields and 10–15% appreciation in a AED 20.5 billion market. U.S. investors, leveraging tax-free returns, flexible payment plans, and RERA-regulated frameworks, can capitalize on Ajman’s Vision 2030-driven growth. ajman