New Property Rules Make Dubai Golden Visa More Attractive 2025

REAL ESTATE3 hours ago

Dubai continues to position itself as a top global destination for investors, families, and high-net-worth individuals. On 22 July, 2025, new updates to the Dubai Golden Visa property requirements were announced creating fresh opportunities for property buyers to gain long-term residency in the UAE.

The Golden Visa is a 10-year renewable residency program that allows foreigners to live, work, and study in the UAE without a local sponsor. Since its launch, thousands of professionals, entrepreneurs, and investors have used it to make Dubai their permanent home. Now, with the latest changes focused on real estate investment, the path to long-term residency has become even more appealing.

Here is everything you need to know about the Dubai Golden Visa property update announced on 22 July.

What Is the Dubai Golden Visa?

The Dubai Golden Visa was introduced in 2019 to attract talent and capital from around the world. It allows selected categories of people including investors, scientists, creatives, and skilled professionals to live in the UAE long term.

In the past few years, the UAE government has steadily expanded the eligibility criteria. Property investors, in particular, have been given special importance due to the role of real estate in Dubai’s economy.

What Changed in the 22 July 2025 Update?

On 22 July, authorities in Dubai announced a major simplification in the Golden Visa real estate investment process. Here are the key highlights of the update:

1. Minimum Property Value Fixed at AED 2 Million

To qualify for a Golden Visa through property investment, buyers must now own real estate in Dubai worth at least AED 2 million (approximately USD 545,000). This value can be across one or multiple properties, and applies to both ready and off-plan projects.

This limit had been in place earlier too, but the 22 July update made it easier for buyers with mortgage or joint ownership to qualify.

2. Mortgage and Installments Now Accepted

Previously, only fully paid properties were accepted for visa qualification. Now, even properties under mortgage or installment plans are eligible, as long as the total property value exceeds AED 2 million and the buyer has paid at least 50 percent of the property’s value.

This change opens doors for middle-income investors and young professionals who are purchasing their first property in Dubai.

3. Visa Validity and Renewal Simplified

The Golden Visa is now issued with a 10-year validity, and renewal is simpler than before. Property investors do not need to stay in the UAE continuously to keep their visa active, making it easier for global investors who travel often.

4. Joint Property Ownership Allowed

If a couple or family members jointly purchase a property, and their combined share equals AED 2 million, they can apply together for the Golden Visa. This makes it attractive for families investing together in Dubai’s real estate sector.

Why This Update Matters

The real estate sector in Dubai has seen record-breaking growth in the last two years. With international investors pouring money into luxury and mid-range properties, Dubai is becoming one of the most desirable cities in the world for property ownership.

The July 22 Golden Visa update further boosts this momentum by:

Encouraging first-time buyers to consider Dubai for investment
Supporting real estate developers by including off-plan projects
Helping families and professionals settle in Dubai long-term

It also shows the UAE government’s commitment to making Dubai a welcoming and secure environment for foreign investors.

Which Properties Are Eligible?

Not all properties automatically qualify for the Golden Visa. Eligible properties must meet the following:

Located within Dubai city limits
Have a title deed issued by Dubai Land Department (DLD)
Be valued at AED 2 million or more, regardless of type (residential, commercial, or mixed-use)
Can be off-plan, as long as the buyer has paid 50% or more

Many investors are choosing properties in Business Bay, Downtown Dubai, Dubai Marina, and Jumeirah Village Circle due to their strong rental returns and strategic locations.

How to Apply for the Dubai Golden Visa via Property

The application process is straightforward and can be done online or through authorized centers. Here’s a simplified step-by-step guide:

Buy Property: Ensure the total investment is AED 2 million or more.
Obtain Title Deed: Get the official ownership certificate from DLD.
Prepare Documents:
- Passport copy
- Emirates ID (if available)
- Property documents
- Bank statement (if under mortgage)
Submit Application: Through the Dubai Land Department or via the official ICP UAE website.
Undergo Medical Exam and Emirates ID registration.
Receive Golden Visa: Once approved, your 10-year residency visa will be issued.

Processing time is usually 2–4 weeks, depending on the case.

Expert Opinions and Market Response

Real estate agents and immigration consultants are praising the move. According to Ali Khan, a property specialist at DAMAC Properties, “The update has made it easier for young buyers and families to invest and stay in Dubai. Many of our clients are already applying under the new rules.”

Meanwhile, developers are reporting a spike in interest from international buyers, particularly from India, Russia, China, and Europe. Many see the Golden Visa as an entry point into a stable, tax-friendly, and fast-growing market.

Final Thoughts

The 22 July update to Dubai’s Golden Visa property rule is a clear signal that the UAE continues to innovate its residency system to match global investor needs. With flexible financing options, acceptance of off-plan properties, and family-friendly criteria, Dubai is cementing its reputation as a leading destination for property-backed residency.

For investors looking to settle in a dynamic city with world-class infrastructure, safety, and opportunity, this update is a golden opportunity literally.